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How Does the Teacher Retirement System Work?

American public schools currently employ roughly 3.2 million full-time teachers, and about 2 percent of those retire annually. That means around 64,000 teachers go into permanent summer break every year.

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How to Buy a Home for Your Retirement Years

While retirement planning can be extremely complex and demanding, deciding where to live in retirement is one of the biggest decisions you must make, since it carries both financial and lifestyle implications.

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How Does the Civil Service Retirement System (CSRS) Work?

The Civil Service Retirement System (CSRS), created by the Civil Service Retirement Act of 1920, is a defined benefit and retirement savings system for certain federal employees. The CSRS was replaced by the Federal Employees Retirement System (FERS) for federal employees who started service on or after January 1, 1987. Read more

Market Commentary

Weekly Market Commentary February 04, 2019

Markets returned to rally mode last week and finished January significantly higher. The S&P 500 surged 1.6% on strong employment data, the Federal Reserve communicating its concerns about slowing growth, and generally positive earnings data.

The relatively strong earnings pushed Carson’s expectations for earnings growth from 11% to just less than 13%. Strong earnings performance from major oil companies helped boost estimates, too. Read more


The Lesson I Learned From Bill Belichick And Why It Will Help You Choose The Right Financial Advisor

We watch it every year, but the game never gets old. Beginning in January, the season’s best NFL teams literally go head-to-head, competing for their respective conference titles and, ultimately, the Super Bowl Championship. It’s as American as the estimated 1.34 billion chicken wings consumed, and $1.3 billion spent on beer on Super Bowl weekend. Read more

Federal Interest Rate, 2019, Carson Group

Monthly Newsletters

From Washington to Your Wallet: How the Federal Funds Rate Affects Personal Finance

If you’ve watched the headlines at all in the last month, you know the markets aren’t sitting still. From the worst Christmas Eve on record to the Dow’s largest jump ever just a few days later – losses and gains seem to have less pattern every day. Experts are divided on how 2019 will look, but predictable isn’t the word any of them are using. Read more


Only 26% Of Older Americans Are Retirement-Literate — Find Out If You Can Do Better

A recently published research study in the Journal of Financial Planning shows that financial literacy has a huge impact on having a more financially secure retirement. The research consisted of data collected from roughly 1,200 Americans between the ages of 60 and 75, with at least $100,000 of investable assets – the data set excludes many lower income Americans. Read more


Digital Assets – You Already Own Some, Whether You Know What They Are Or Not

By Jamie Hopkins

Recently I gave a presentation to a large group, over 300 in attendance. I asked the group, “How many of you own a digital currency?” Only about three or four hands went up. I was shocked. Read more

Market Commentary

Weekly Market Commentary January 28, 2019

After a four-week rally, stocks finished close to unchanged last week. The S&P 500 shed 0.2% but is still up 6.4% this year.

The S&P 500 opened sharply lower and then rose the rest of the holiday-shortened week. Read more

Market Commentary

Weekly Market Commentary January 21, 2019

Stocks continued to post strong weekly gains. The S&P 500 gained 2.9%, following last week’s 2.6% increase. Read more