Haley R. Wainio

Haley Wainio, CFP®, AIF® is a wealth advisor known for helping individuals and families make confident decisions around complex financial situations. She specializes in comprehensive financial planning, bringing together investments, tax strategy, retirement income planning, estate coordination, and charitable giving into a clear, cohesive plan.

With a background spanning retail banking, treasury management, and commercial lending, Haley brings a deeper level of insight to her clients’ financial lives. She is particularly skilled in working with business owners, high-income professionals, and individuals navigating major life transitions, including divorce, retirement, and other pivotal financial moments.

Haley earned her bachelor’s degree in Finance & Risk Management from Northern Michigan University and completed the Financial Planning Curriculum at Stockton University. She holds both the CERTIFIED FINANCIAL PLANNER® designation and the Accredited Investment Fiduciary® designation, reflecting her commitment to acting in her clients’ best interests through a disciplined, fiduciary approach.

A Negaunee native, Haley lives in the Upper Peninsula with her husband and two children. She values strong relationships, both in her community and with the clients she serves, and is known for going beyond the numbers to help clients make thoughtful, informed decisions about their future.

Haley Wainio is not affiliated with Cetera Wealth Services, LLC, Member FINRA/SIPC. Any information provided by this individual is provided entirely on behalf of CWM, LLC and is in no way related to Cetera Wealth Services LLC or its registered representatives.